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Stephen Colbert: The cereal once known as "Sugar Pops", then as "Corn Pops", has changed its name once again to "Pops". They already took out the sugar. Now they've taken out the corn. What the hell is left? Now, I've always been suspicious of this particular cereal. It comes in that foil bag as if we needed extra shielding from some sort of radio active output. Plus it has no mascot. I just don't trust a kids' cereal that can't even get a cartoon animal to endorse it.
--The Colbert Report (3/22/06)
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It's been a busy week for several reasons. One of them involved getting homeowner's insurance on the new house. There was a problem because the house still has the old-style glass fuses instead of circuit breakers. So some companies, including the one that insures my current home, won't even go near it. Others will insure you, but their rates won't be "as competitive".
The next electrical obstacle involved the amount of service that the house has. Nobody semed to know, and the inspection report, while noting the fuses, said nothing about the level of service. It turns out that older houses had about 60 amps' worth of service put in them. So we had to find out for sure because absolutely nobody will initiate a policy on a house with less than 100 amps. Fortunately we had the walk-through scheduled on Wednesday. The fuse box was the first place I went. There was lots of juice, and GF got on the phone to the insurance company. We'd talked to the mortgage company, and they said that everything was good, all they needed was the insurance information. Thursday evening we went to the insurance agent in Glen Burnie and dropped off a check. The agent has a long-term relationship with GF, so they'd already sent the information to the mortgage company. Everything was in place for a closing on Monday the 26th.
On Friday morning, our real estate agent got a message on her voicemail: "We can't service the loan. Call if you have any questions."
Um, yeah. We have a couple of questions. Such as, What the hell happened between Thursday and Friday?
GF talked to at least one person and our agent talked to another. I got through to nobody, having only one phone number to deal with and getting only voice mail. So we're still not clear on why the mortgage company bailed out on the last possible day (and a Friday, no les), leaving three real estate agents, everyone in my house, and an elderly couple living in North Carolina in a sudden lurch on a Friday afternoon
So we're not closing on the house Monday. Whether we can get a mortgage on this place, and/or whether these people will allow an extension so that we can try with another lender, remains to be seen. But it's been a lot of work and stress and expense (about $2000) that appears to be coming to absolutely nothing.
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